Our partnership programme continued to expand in 2021, now featuring 60+ members. Our partners span a variety of research areas, including FinTech and the space sector. We work with both public and private organizations in Luxembourg and around the world.

Research Partners




The Luxembourg Bankers’ Association is a professional organisation representing the majority of banks and other financial intermediaries established in Luxembourg. Its purpose lies in defending and fostering the professional interests of its members. As such, it acts as the voice of the whole sector on various matters in both national and international organisations.

The ABBL counts amongst its member's universal banks, covered bonds issuing banks, public banks, other professionals of the financial sector (PSF), financial service providers and ancillary service providers to the financial industry.



The aim of the Alphonse Weicker Foundation, founded in 1989 and chaired by Kik Schneider, a member of BGL BNP Paribas’ Management Board, is to promote scientific research. It organises specialised conferences and seminars and sponsors research projects in areas as varied as biomolecular research, health, IT, politics, etc. With the Alphonse Weicker Foundation, BGL BNP Paribas is able to continue carrying out the important role played by the bank since 1919 in the economic and social development of Luxembourg.



ARTEC is a company specializing in 3D sensing and processing and face recognition. The main research priorities in the joint research program are on 3D Shape Modelling focusing on the following subtasks:

3D Human Body Modelling: Defining flexible models for 3D human bodies is important for advancing many operations in computer vision. So far existent models come mostly from the computer graphics community where the focus has been on the visual appearance and not necessarily on the accuracy and robustness of measurements. The goal of this research priority is to define a new human body model which captures realistic human deformations and which verifies one or multiple of predefined properties.

Robust 3D Face Recognition: While face recognition algorithms under controlled settings have today reached a good level of maturity, solutions for faces in the wild are still an open question. Real-world applications such as surveillance, require solving challenges due to changes in appearance, expression, occlusions, and imaging conditions. The focus of this research priority is to define a model for faces that is invariant to occlusions and to expressions.



BCEE is the Luxembourgish state savings bank providing all the functions of a commercial bank, including retail banking and private banking. Research interests include; access control policies and cloud computing, role-based access control policies, address maintainability problems with roles, agents, resources and permissions.



BGL BNP Paribas was founded in 1919 and has played an active part in Luxembourg's emergence as an international financial centre. It is strongly committed to Luxembourg in terms of corporate sponsorship in both sporting and cultural events as well as sustainable development.

In carrying out its business in the areas of retail banking, wealth management and corporate and investment banking, BGL BNP Paribas offers a particularly wide range of services and products targeted at its individual and professional clients, as well as businesses and institutional investors.



With more than 3000 employees and 11 production plants all over the globe, Cebi develops and manufactures electromechanical components for the automotive and household appliance industries. Cebi Group is currently the worldwide leader for filler flap actuators and washer systems including pumps. They are also the European leader in the temperature sensor and closing mechanism markets. Their site in Luxembourg produces an average of 350,000 finished products every day and employs today 700 people. Luxembourg is also a Research and development centre with 50 experts entirely devoted to innovation. 



For over 100 years, CERATIZIT has been a pioneer in developing exceptional hard material solutions for machining and wear protection. The private company, with registered offices in Mamer, Luxembourg, develops and produces highly specialised cutting tools, indexable inserts, rods made from hard materials and wear parts. CERATIZIT, which is part of the Austrian Plansee Group, is the global market leader in various application segments and successfully develops new carbide, cermet and ceramic grades, such as for wood and stone working.



Civil Maps offers the world’s most scalable, sensor-agnostic platform to provide 3D HD maps and localization for autonomous vehicles, delivery robots and public infrastructure. The Company’s Fingerprint Base Maps™ and Edge Mapping™ technologies help automotive OEMs, mapping providers, logistics, delivery and mobility companies to accelerate their autonomous driving initiatives in a manner that is significantly more cost-effective and efficient than conventional solutions. From its headquarters in San Francisco and offices in Luxembourg, Hyderabad and Shanghai, Civil Maps works with innovative partners around the world to bring autonomous vehicles technology to market.



Clearstream, which is part of Deutsche Börse Group, is a leading European post-trade services provider. Via its international central securities depository (ICSD), it provides the post-trade infrastructure for the Eurobond market and services for securities from 59 domestic markets worldwide. With 16 trillion Euros in assets under custody, Clearstream is one of the world’s largest settlement and custody firms for domestic and international securities. 




Creos Luxembourg S.A. is the owner and manager of electrical networks and natural gas pipelines; it is a member of the Enovos Group. The mission of Creos is the non-discriminatory operation of transmission and distribution networks and pipelines in the Grand-Duchy of Luxembourg. Creos is in charge of the planning, realisation, extension, maintenance, operation and repair of the low, medium and high voltage electrical networks as well as of the low, medium and high-pressure natural gas lines owned as well as of those it has been appointed operator. At the moment the Creos people operate more than 9,000 km of electricity grids as well as 1,850 km of natural gas pipelines. The number of connections to the electrical network amounts to 247,000 and the connections to the natural gas grid is around 41,000. Thus more than 90 % of the domestic energy grids are managed by Creos. The average workforce of Creos: 700 people. Creos is also responsible for metre reading and data processing, as well as the billing of the grid and pipeline access. The security of supply, as well as the reliability of the energy grids, are major concerns of the company. Creos makes particular efforts to place networks underground in villages and their surroundings when renewing lines, or when planning new infrastructure. The company makes every effort to minimise the impact of these works on the environment. As a consequence of that undertaking, 94 % of the low tension lines and 65 % of the medium tension lines are buried.



The Commission de Surveillance du Secteur Financier (CSSF) is a public institution that supervises the professionals and products of the Luxembourg financial sector. It supervises, regulates, authorises, informs, and, where appropriate, carries out on-site inspections and issues sanctions. Moreover, it is in charge of promoting transparency, simplicity and fairness in the markets of financial products and services and is responsible for the enforcement of laws on financial consumer protection and on the fight against money laundering and terrorist financing. The research project is part of their “CSSF 4.0” strategy, which aims to incorporate the latest AI advances into the regulatory process to enhance transparency and speed.



Databourg Systems is a start-up company conceived from innovative technology developed at the University of Luxembourg for environmental monitoring using satellite networks. Databourg’s mission is to provide the best rainfall intelligence to business and institutional users and to be recognized as “The Rain Company”.



DataThings S.A.R.L. is an intelligent software system transforming data into actionable and valuable insights. When we think of data, we tend to think of something static, rooted in the past. DataThings, however, knows that data isn’t dead, but dynamic. Its intuitive software solutions analyse ‘data in motion. Using state-of-the-art machine learning algorithms, the software detects patterns over time, analyses behavioural changes and even makes predictions based on these changes.



The Defence Department of the Ministry of Foreign Affairs of Luxembourg promotes security, reliability and trust in ICT systems and services with a focus on Intelligence, Surveillance and Reconnaissance (ISR). Collaboration with SnT centres on Multi-Sensor Fusion on ISR including Unmanned Aerial Vehicles. A PhD project will be launched at the beginning of next year. 







Escent is a Business Analyst Consulting Firm created in 2006 with offices in Belgium and Luxembourg. It offers specialized professional services in business requirements, functional analysis as well as project and program management. 



Created in 1922, Foyer S.A is a leading financial player in Luxembourg. Its solidity lies in the strength of its shareholding, but also in the work of its 745 employees in three countries and its 675 agents in Luxembourg. Leader of the local life and non-life insurance market, Foyer is active in several European countries through three business lines: insurance, benefits protection insurance and wealth management. Its extended range of products is aimed at individuals, professionals and companies. As the first insurer to obtain the "CSR" label for socially responsible companies in Luxembourg, Foyer Group has also been involved in general interest and social partnership projects for many years.



HITEC Luxembourg S.A., a 100%-owned Luxembourg company, has developed its business activities in the field of innovative and quality products and services. HITEC Luxembourg offers high technology solutions covering different business areas: satellite ground segment technology; customer specific and standard equipment for testing and measuring of physical properties; engineering; consulting; software & ICT development and project management. HITEC Luxembourg serves private and public sector customers at a national and international level. Its business objectives, as a specialised high technology provider are to achieve a strong sustainable market position; to expand its activities at an international level as well as to promote the Luxembourg site through the realisation of innovative high-quality value-added products and services. 



Huawei is a leading global provider of ICT infrastructure and smart devices. In this project, SnT researchers will develop automated tools for testing Android smartphone updates, replacing the painstaking manual process of identifying "regression faults" in Android OS updates.



IEE is a global leader in automotive safety sensing systems for occupant detection and classification. The company also provides people and object sensing solutions that enhance building safety, security and management. IEE operates worldwide and employs about 1,400 people. As a partner, IEE supports a multi-sensor fusion laboratory providing an experimentally driven research programme in 2D-3D sensor fusion, multi-view camera fusion, detection, classification, and recognition.



ILNAS is an administration under the supervision of the Minister of the Economy in Luxembourg. It was created on the basis of the law of May 20, 2008 and started its activities on 1 June 2008. For reasons of complementarity, effectiveness and transparency as well as for purposes of administrative simplification, ILNAS is in charge of several administrative and technical legal missions that were previously the responsibility of different public structures:

  • Standards and Standardisation
  • Accreditation and Notification
  • Digital Trust
  • Market surveillance
  • Metrology (legal, industrial and scientific)

These assignments have been strengthened and new tasks are continuously being assigned to ILNAS, which is corresponding to a network of skills for competitiveness and consumer protection.
In the frame of technical standardisation, ILNAS has launched several activities dedicated to strengthen and develop the ICT-related standardisation landscape at the national level in terms of education and involvement of stakeholders, such as the creation of a University Certificate “Smart ICT for Business Innovation” in collaboration with the University of Luxembourg, or the current development of a research programme on “Digital Trust for Smart ICT” with SnT. This research programme will concentrate on three important pillars of the Smart ICT: Cloud Computing, Internet of Things, Big Data, and Digital Trust related to these technologies, notably with the objective to develop a Master degree “Smart Secure ICT for Business Innovation” at the horizon 2019.”



LIFT ME OFF is a UK / Luxembourg start-up with an international team from four different countries and more than 35 years of Space experience. With the number of satellites being launched growing exponentially, LIFT ME OFF aims to provide the necessary innovation to ensure that the current growth in space remains safe and sustainable. LIFT ME OFF will do this by making satellites movable, repairable and recoverable. Ultimately making satellites adaptable and reconfigurable for multiple missions.  With the use of propulsion and artificial Intelligence LIFT ME OFF will allow satellites to work together autonomously, enabling on-orbit services like transportation, manufacturing, repair, recovery and refuelling.  



Linklaters is a leading global law firm, supporting clients in achieving their strategies wherever they do business. Luxembourg is home to an impressive array of international financial, as well as corporate and industrial companies, including numerous key players in the internet and high-technology fields. Linklaters Luxembourg is therefore a key part of the group’s global offering.

As with any legal text, the recently-introduced GDPR is flexible and open to interpretation, and organisations are struggling to come to terms with its vast implications for their data processing activities. This project will address the issue by converting the legal texts into an intuitive and machine-analysable format, opening the way for computer-assisted compliance analysis.




LOGOS is a FinTech company specialised in enterprise risk management, which is publishing and distributing a software named iDETECT®.

There is a current revolution in the way new services in the financial industry are being designed and developed. The multiple communication technologies and alternative payment solutions have besides their multiple benefits, also some serious shortcomings for any crime (fraud, financing terrorism, money laundering...) detection solution.

Most existing financial crime analytic systems rely on custom made rules in order to identify potential anomalies and frauds. In this proposal, we aim at addressing the existing limits of current approaches, by relying on beyond the state of art research results from the academic. The key novelty in this project is the modelling of complex temporal relationships among users, accounts, transactions, and assets for both regular and "Big Data" volumes. The business objective being to provide crime analytics, predictive, and detection models in real-time with no volume limitations.




LUXHUB emerged from the combined vision of four major Luxembourgish banks - Banque Raiffeisen, BGL BNP Paribas, POST Luxembourg & Spuerkeess - to become a key catalyst of the European financial industry’s evolution towards Open Finance. Built on compliance, through its XS2A PSD2 API, the Fintech recently acquired both AISP and PISP licenses, becoming a leading 360-degree Open Finance enabler, with the mission to actively participate in the transformation of the financial services industry.



Under the governance of the Ministry of State and the  Ministry of Economy, LuxProvide S.A., as a 100% subsidiary of LuxConnect, is in charge of the acquisition, launch and operation of MeluXina. Headquartered in Bissen, the mission of LuxProvide is to facilitate access to the use of  the computational capabilities of MeluXina by setting up a structure providing support dedicated to companies in their high-performance computing projects.



LuxTrust is an eIDAS Qualified Trust Service Provider published in the EU Trusted List and a Certification Authority. For more than 15 years, the company equips clients and businesses with complete, tailor-made digital solutions to digitize processes and enhance overall efficiency. 

Certified according to eIDAS regulation and acting in accordance with the latest European regulations and standards (PSD2, GDPR, ETSI), LuxTrust offers a wide range of trust services based on compliance, security and user convenience from the creation and provision of digital identities, electronic signatures, electronic seals, to authentication and timestamping



The Luxembourg Stock Exchange (LuxSE) is the gateway to access international investors. With 36,000 listed securities, including some 26,000 bonds, from 3,000 issuers in 100 countries, LuxSE is the world's number one exchange for the listing of international securities.




LuxSpace Sarl was created in November 2004 as a daughter company of OHB AG (Bremen, Germany) and is located on the campus of SES at Betzdorf in Luxembourg. Although belonging to the international network of companies within the OHB group, LuxSpace acts fully independent and provides know-how, expertise as well as products and services to the European and global institutional and industrial market in the fields of space and defence system engineering and application development.



The Ministry of Foreign and European Affairs (MFEA) defines and implements Luxembourg's foreign and European policy. It coordinates the Luxembourg government's external action. The MFEA acts in the best interest of Luxembourg and its citizens. It endeavours to promote a coherent approach towards diplomacy, defence, development and immigration.





PayPal has remained at the forefront of the digital payment revolution for more than 20 years. By leveraging technology to make financial services and commerce more convenient, affordable, and secure, the PayPal platform is empowering more than 286 million consumers and businesses in more than 200 markets to join and thrive in the global economy.



pEp Security is a Luxembourg based small company providing end-to-end encryption, peer-to-peer without central infrastructure. pEp Security objective is to revolutionise the security industry by making privacy and security available to everyone. The partnership between SnT and pEp Security is focusing on Protocols of Privacy Security Analysis. The goal of the project is to employ, customise, and extend automatic tools (e.g., model chequers for security like FDR 3, Proverif, Tamarin) and methodologies (e.g., proofs of security) for the design and analysis of security of protocols and mechanisms. 



P&T Luxembourg is the incumbent national telecom operator with fixed, mobile and wifi networks. P&T Luxembourg has introduced an integrated mobile telecommunication solution for the development of automotive telematic services in Europe for PSA Peugeot Citroën. This reflects on the research interests of the partnership; vehicular networks, development of applications and services for vehicular networks, human machine interaction, open platforms, testing, verification, and validation of software systems. 



Proximus Luxembourg SA unites the Tango and Telindus brands under one umbrella and employs 750 people. Both brands operate jointly to meet all the telecommunications needs of Luxembourg's residential and business customers.
Tango offers fixed and mobile telephony, Internet and television services to residential customers and small businesses with less than 10 employees, while Telindus provides ICT and fixed and mobile telecommunication services to medium-sized and large companies as well as public administrations.
Proximus Luxembourg is a subsidiary of the Proximus group, the main provider of telephony, internet, television and ICT services in Belgium.
It participates in the development of telecommunication infrastructures and ICT services in Luxembourg.



Quantstamp services include securing Layer 1 blockchains such as Ethereum 2.0 and Binance Smart Chain, securing smart contract powered NFT and DeFi applications such as Maker and NBA Top Shot, and developing financial primitives for Layer 1 blockchain ecosystems. Enterprise companies and NGOs such as Siemens, Toyota, and World Economic Forum also trust Quantstamp to secure their blockchain implementations.



Redwire is a new leader in mission critical space solutions and high reliability components for the next generation space economy. With decades of flight heritage combined with the agile and innovative culture of a commercial space platform, Redwire is uniquely positioned to assist its customers in solving the complex challenges of future space missions.  



Ripple is a provider of leading enterprise blockchain solutions for global payments. This partnership will develop the network communications necessary for micropayments, which promise to change the way we consume content on the Internet.



Rotarex applies almost 100 years of know-how and experience to custom design, develop and manufacture high performance gas valves, regulators and systems. The company has grown to become a world-leading producer of very high quality gas control solutions. Now, thanks to Rotarex experience, dedication to quality and technical excellence, gas companies, suppliers and installers are confident their projects will achieve the highest level of safety and performance. Present in over 65 countries with factories and sales offices, Rotarex is helping engineers worldwide to get better gas results: from ultra-high purity production and medical care facilities to industrial and LPG applications, as well as alternative energy vehicles, fire suppression, diving, aerospace, cryogenics, laboratory, petro-chemical and welding applications.



RTC4Water helps towns, syndicates, water utilities, local governments and even countries better utilize their existing wastewater collection and water distribution infrastructure by developing and implementing artificial intelligence-based network management software tools. We offer our clients a unique combination of industry expertise and the latest in model predictive control technologies. We believe that water and wastewater network managers should have the tools and expertise necessary to deliver better performance to their stakeholders without incurring large costs or burdensome technologies.



SCL's primary responsibility is to publish the Grand Duchy’s legislative documents and administrative procedures. SCL further maintains a portal through which it provides online access to its publications. The partnership between SnT and SCL is aimed at developing computerised assistance for annotating legal texts with metadata information, and to enable legal search and facilitate the construction of precise legal rules. One of the ultimate objectives of the project is to enhance the Government's portals with metadata, and provide citizens and businesses with open, smart access to legal material.



Founded as Société Européenne des Satellites (SES) in 1985, SES is a world-leading satellite operator with over 70 satellites in two different orbits. The company provides satellite communications services to broadcasters, content and internet service providers, mobile and fixed network operators, and business and governmental organisations worldwide.  



Over several decades, SISTO Armaturen S.A. has been manufacturing diaphragm valves for demanding applications for sterile processes, industry and building services. SISTO’s factory in Echternach specializes in the manufacturing of diaphragm valves, swing check valves, actuators as well as accessories and exports these worldwide to customers in the pharmaceutical, biotechnology, chemistry, water and energy sectors. 

The cooperation with universities and institutes is of utmost importance to the company in order to keep innovating and continuously enhance its expertise. SISTO Armaturen S.A. employs about 160 people in the research, development and manufacturing of valves and its accessories.



STATEC is the National Institute of statistics and economic studies of Luxembourg. STATEC is an administration placed under the authority of the Ministry of the Economy. It is professionally and scientifically independent, i.e. it sets its own work programme in accordance with national and European statistical legislation, and produces and disseminates data in complete neutrality. Its mission is to provide a public information service of high quality to public and private decision-makers as well as to citizens. STATEC is committed to producing statistics, analyses, and studies giving a detailed, reliable, and objective image of the society of Luxembourg.



Since 1973, Stugalux has significantly grown, and constitutes today a reference for housing construction in the Grand Duchy of Luxembourg.

In 2015, the Stugalux group has fully developed its production chain, thanks to the integration of a comprehensive set of expert trades. The group plans and coordinates housing construction projects through one single point of contact, offering a quality value chain to the project owner, from the acquisition of land to the handover of the keys.

With its 400 employees, the Luxembourgish group Stugalux remains a family business with a human dimension, whose priority is to secure the future of its staff through long-term investments. Its ambition to provide state-of-the-art, environmentally friendly building stock has earned it a number of national and international awards.



Vail develops innovative technology to enhance the way people communicate. They offer self-service applications and messaging using browser-based, voice, and mobile technology enhanced through Artificial Intelligence and Machine Learning models on natural language understanding and generation. The project with SnT focuses on the development of machine learning techniques to automatically predict fraudulent activities in call centre operations.




VNX Exchange is a marketplace and trading platform for tokenized venture capital assets based in Luxembourg. Its goal is to unlock liquidity for the venture capital industry, address risk diversification in early stage investing, and enable wider investor access to promising startups.

Through this partnership, SnT researchers will help realise these goals  by developing higher levels of network security than those currently available for crypto assets. They will design new IT frameworks facilitating the secure exchange of digital assets on blockchain networks. The research will also assess several distributed ledger architectures.



Yoba Smart Money is developing innovative liquidity and payment solutions for SME customers in the Benelux & Nordic countries. Yoba will use artificial intelligence to enable faster credit decisions.





Networking Partners




The Ministry of the Economy in Luxembourg actively promotes security and trust in ICT systems and services building on the country’s reputation of delivering trustworthy services. Research projects include; network security, malware and botnet detection, intrusion detection, digital forensics, network data collection and analysis.



The "Digital Lëtzebuerg" initiative, is a common umbrella for the numerous public and private initiatives making up Luxembourg's digital economy and society.



FEDIL is a Luxembourgish business federation representing interests of member companies in industry, construction and services. Its main purpose is defending the professional interests of its members. Fedil tries to strengthen the solidarity network between Luxembourgish employers and reorientate political and administrative decisions in the interest of free enterprise.



The House of Startups (HoST) was set-up in 2017 by the Luxembourg Chamber of Commerce with the ambition to become a driving force behind the start-up and innovation ecosystem in Luxembourg. Its mission is to federate, promote and support the start-up ecosystem but also the innovation needs of businesses and other organisations. HoST supports and promotes innovation, the creation of innovative start-ups and economic growth.

The HoST is also a campus of nearly 6,000 square metres spread out over five floors. It also welcomes a diverse community as home to several innovation hubs, including the Luxembourg House of Financial Technology (LHoFT), Luxembourg-City Incubator, Hub@Luxembourg, and International Climate Finance Accelerator (ICFA) Luxembourg, in the heart of the city.



Designed to support the Luxembourg economy, the House of Training offers a very broad range of training modules and programmes in a large variety of sectors and domains. In order to ensure that all courses are updated and correspond to the needs of employers and employees, the House of Training is working closely with a large number of federations, professional organisations and public institutions. House of Training and SnT entered a network partnership supporting collaboration in dissemination, training, and partnership activities.



The LHoFT Foundation is a public - private sector initiative that drives technology innovation for Luxembourg’s financial services industry, connecting the domestic and international Fintech community to develop solutions that shape the world of tomorrow. Senior executives from 13 leading private sector institutions sit on our board as leadership circle partners alongside representative from the Luxembourg Government, such as our Chairman, Pierre Gramegna, Luxembourg Minister of Finance, as well as leaders of the Luxembourg Chamber of Commerce, Luxembourg for Finance and PROFIL, the Luxembourg Financial Industry Federation.



The Luxembourg Open Innovation Club (LOIC) was founded in 2016 by four partnering organisations: Lux Future Lab, Luxinnovation, nyuko and Technoport. Since joining the House of Startups, a subsidiary of the Luxembourg Chamber of Commerce, LOIC has expanded to ten partner organizations including Hub@Luxembourg, the Interdisciplinary Centre for Security, Reliability and Trust (SnT), Lux Future Lab, Luxembourg-City Incubator, Luxembourg House of Financial Technology, Luxinnovation, Neobuild, Paul Wurth InCub, Technoport, and Tomorrow Street.

The Club’s vision is to encourage and develop open innovation (OI) among its members, representing major corporations as well as SMEs. LOIC Members come together to share best practices and accelerate the creation of knowledge on how to run and implement successful OI projects. Additionally, LOIC enables collaborations between innovative start-ups from everywhere in the world and Luxembourg businesses.



Luxinnovation is the National Agency for Innovation and Research of Luxembourg. Its mission is to educate, inform, encourage, advise and support companies as well as public and private research organisations and talents in order to stimulate their creativity, their Research, Development and Innovation (RDI) activities and the transfer of their RDI results. It thus contributes to increasing competitiveness and productivity, boosting the diversification and the creation of new activities and innovative companies, and enhancing the sustainable development of the economy. It intervenes at national, interregional and international level to strengthen collaboration and networking.



Technoport is a business incubator that supports the launch and development of innovative and technological companies in Luxembourg. With 16,000 m2 of infrastructure (offices, industrial halls, open space, meeting rooms) and more than 23 years of experience, Technoport offers support and accommodation services to individual entrepreneurs, start-ups, spin-offs and RDI centers of foreign corporates.



X-LANE supports companies in their conception of innovative projects and research projects. The aim is to strengthen the ability of its customers when difficult IT decisions have to be made as part of their innovation processes. As our network partner, they help identify technology projects on which we can work together.



Founded in 2018 in heart of Europe, Zortify strives for better decision-making based on artificial intelligence. They are one of the most innovative and promising Natural Language Processing Tech companies from Luxembourg where experts from all over the world find an inclusive and inspiring working environment. Zortify products are based on the latest applied research and practical expertise in Data & Computer Science, Natural Language Processing (NLP), Visual Computing, Psychology, and People Analytics to push decision-making to the next level.